Read the information and answer the questions below.Get Organized Now!

1.In an independent tour, 选项：A、you can decide where to go, how to get there and what to do, etc.; B、you can do things at your own pace or even change your plan on a whim; C、you have to cope with unexpected problems on your own; D、you will have no freedom to get out and explore on your own.

2.【单选题】 How to make the most out of your working holiday A working holiday is a great way of seeing a different country and experiencing a different culture while getting paid for it. How can you get the most out of this experience? Read on to find out more. First of all, make sure you organize your job before you leave. This will give you peace of mind, and one less thing to worry about when you arrive. Some companies will also offer free (or cheap) accommodation. Before you leave home, research the place you are going to. Find out about the culture and way of life. This will help you to avoid making any serious mistakes when you are there. Learning about the cost of living will help you to plan your budget while you are there. Once you have arrived, do your best to make friends as soon as possible. Resist the temptation to lock yourself in your room—you’ll soon get homesick and want to leave! Make friends with local people as this will help you to learn more about the local culture and experience something new. Finally, your job is important, but make sure that you use your free time wisely to make the most of where you are. If you have to work long hours, spend your weekends exploring. If you have to work weekends, then make sure you go out in the evenings. If you keep these tips in mind, your working holiday is sure to be the experience of a lifetime! 2. What two things should you do before you leave home? 选项：A、 Plan what you are going to do in your free time, and buy new clothes. B、 Book your accommodation and plan your travel route. C、 Find people in the country you want to work in and make friends with them. D、 Find a job and find out about the area where you’ll be working.

3.As a speaker, what can you do to help your audience listen to you?选项： A:Show your audience that you are an “expert” by adding a lot difficult information in your speech. B:Tell some jokes or slow down to help your audience focus. C:Speak fast to show your fluency. D:Make your speech clear and easy enough for your audience.

4.How can you control your products while you are away from home?

5.Passage One①The Dream It is everyone’s dream to work at home or not work at all. You can plan your own hours and work when you want to. There is no more rush hour and no hours that people waste when they get to and from a job every day.②The Fact The fact is that this dream can be attained. You can stay at home, work when you want to and make money when you need to. There are plenty of opportunities for you to make money at home, just by using your computer and the Internet. ③Start Today! Educate yourself, look closely into all the opportunities and decide on what works best for you. It will not happen during one night, but you can make the decision today and start to make it happen today. ④How Could You Do It? Do you have a blog（博客）or a personal website like millions of other people? Are you using it to make money? Most of these blog and website owners are not. But you can do that!⑤ When you have your computer and the Internet working for you, your businesses will be working for you 24 hours a day, seven days a week. You will make money while you sleep, travel or do whatever you want to do all day long. ⑥Get Going! There are many ways you can make money with your computer. And you can begin your Stay-at-home businesses with just a little money. What are you waiting for ? 1. In which part of a newspaper would you most probably read this passage?_______. 选项：A、SportsB、 NewsC、CultureD、Business

6. Wise buying is a positive way in which you can make your money go further. The 1 you go about purchasing an article or a service can actually 2 your money or can add to the cost.Take the simple example of a hairdryer. If you are buying a hairdryer, you might 3 that you are making the best buy if you choose one whose look you like and which is also the cheapest 4 price. But when you get it home you may find that it 5 twice as long as a more expensive model to dry your hair. The cost of the electricity plus the cost of your time could well make your hairdryer the most expensive one of all. So what principles should you adopt when you go out shopping? If you keep your home, your car or any valuable possession in excellent condition, you'll be saving money in the long run. 选项： A:spends B:takes C:lasts D:consumes

7.The first thing you should do is to plan for retirement. Contributing early and regularly means that you can get by with contributing a lower overall percentage of your income and you do not need to worry about catching up later.
It makes sense to plan as though you are going to be responsible for your retirement on your own.__1__It may help you to be able to retire early.
A financial plan can include everything from your career plan to your retirement plan. If that feels like too much start out with a five-year plan. Where do you want to be in five years? What do you need to do financially to get there?
__2__Be sure to include long-term goals like retirement as part of your plan. This may include going back to school to get your education to help with your next career goal.
Now is a great time to focus on the career ladder.__3__Make clear goals and determine what you need to do to reach them. It may mean switching companies, moving to another city or going back to school. It may mean that you do side work or create a professional network and find a mentor to help you reach that goal.__4__It is okay to switch directions at some point and choose to go a new direction if you find a better fit for you.
Dreams can change, but the key is to keep moving forward toward that dream.
Budgeting is one of the biggest tools to managing your money properly. When you are single, it is easy to justify not creating a budget. Your expenses are straightforward and if you pay your bills what does it matter when and how you spend your money? However, your budget can help you find areas you can cut back on speeding to put more money toward savings or debt.__5__This does not mean you should not have fun, but determine how much you can afford to spend while working on your financial plan and stick to that amount. 选项： A:It takes time and hard work to move up. B:Make your income a tool, and budget effectively. C:This will give a yield of 10% on your investment. D:Shoppers should look through circulars for special deals. E:Then break it down into yearly and monthly goals and steps. F:This allows you to save enough and will leave you prepared. G:Break down the steps for the career path you want to take and start taking them.

8.First Bank & Trust : Making Life a Little Easier Every Day How would you like to have the freedom to do your banking without running to the bank? Look no further than your computer! Because now you can take care of all your banking whenever and wherever it's convenient. With free Online Banking you have the power to take greater control over your finances. Imagine viewing your account balances any time you want. And transfer money between accounts at your conveniences. Virtually all your other banking activities can be handled online too. You can: Download your account information into your personal finances software. Open additional accounts. Record checks. E-mail your customer service requests and questions to us. You'll save time with Online Banking. To save even more, choose our Bill Pay Service. With our Bill Pay Service, you can forget about checks, stamps and envelopes. Pay anyone you would normally pay by check with just a few keystrokes. You can even set up recurring payments (付款) such as your mortgage, rent, or car loan, so you don't have to bother with them every month.What kind of new service does First Bank & Trust offer?__________________________________________________What will free Online Banking help you to do?It will help us to _______________ over our finances better. How should you let First Bank & Trust know your customer's requests and questions?We can _____________ to the company.What service will help you to save more time? ________________________________.What should you do if you don't want to pay your mortgage every month?You can set up ________________________ so as to avoid paying it every month.

9. Wise buying is a positive way in which you can make your money go further. The 1 you go about purchasing an article or a service can actually 2 your money or can add to the cost.Take the simple example of a hairdryer. If you are buying a hairdryer, you might 3 that you are making the best buy if you choose one whose look you like and which is also the cheapest 4 price. But when you get it home you may find that it 5 twice as long as a more expensive model to dry your hair. The cost of the electricity plus the cost of your time could well make your hairdryer the most expensive one of all. So what principles should you adopt when you go out shopping? If you keep your home, your car or any valuable possession in excellent condition, you'll be saving money in the long run. 选项： A:for B:with C:in D:on

10.The following is an informal email to a friend. After reading it, fill in each blank with no more than three words. Hi Bob, Thanks for your email. It was nice to hear from you, although I’m really sorry that you are having a hard time at work. I know how hard it can be when work is stressful. If you feel you have too much work to do, maybe you should speak to your boss. Explain to them what tasks you have to do, how long each task takes you and why you find your workload challenging. If you stay calm and professional, I’m sure your boss will do your best to help. Are you taking enough breaks at work? It’s really important you take time out for lunch and to relax your eyes away from the screen. Taking more breaks can actually help you to get more done at work, so don’t feel worried about seeming lazy! Also, when did you last have a vacation? A short vacation might be all you need to return to your work feeling refreshed and on top of things. If you try both of these suggestions and still feel stressed out, you may need to rethink your career. You should spend some time weighing up the pros and cons of your current job, and think about some things which you could do instead. I hope that helps you! Let me know what you decide. All the best, Lucy

11.As a speaker, you should show your audience that you are an “expert” by adding a lot difficult information in your speech.

12.In order to get attention and interest of your audience at the beginning of your speech, you can use effective methods such as “__________ the audience”, “begin with a quotation” and “tell a story”.Example: Have you ever spent a sleepless night writing a report for your boss? Can you remember rushing to finish a project because you waited too long to start? Do you often feel overwhelmed by all the things you have to get done? If so, you may be the victim of poor time management. Fortunately, there are proven strategies you can follow to use your time effectively and to keep control of your life.

13.You can't run forward if someone doesn't run back; you can't pass if there is nobody to pass to; you can't win if there is no team. You all have to work together no matter what your differences may be.This teamwork can be applied in the exact same way to your career. You need to rely on co-workers to play their part while you do yours, coming together to get the job done. Now, you and your partners have faith in each other, and this faith will enable you to do great things.

14.Stopping Yelling At Your Kids Parenting is hard. If you're a parent, I'm sure that I don't need to tell you that our job is a tough one. When you're managing children, it can be difficult to remember that they are still learning. If you find you are yelling at your kids more often than you want to, here are some ways that can help you reduce the yelling. I've been working on this for the past few months and I have to say, it's been amazing for both the kids and me. If you are having an argument with your child, you need to make sure you both take the time to really listen. It gives both of you time to think and really listen to each other,which is important. Kids are more likely to listen to you if you listen to them! One of your biggest struggles is to remind yourself of appropriate expectations.You can't expect that your youngest acts as responsibly as your oldest. You should lower what you expect - taking into consideration things like their age - it can make a big difference. You should do your best to take a moment before yelling and take in a deep breath.It makes a world of difference for you. Instead of yelling, you'd better whisper. It can also help diffuse any situation by making things quieter, not louder. Besides, the more time you spend with your kids, the better you'll get at communicating with them. You're both more likely to understand each other. If your children aren't listening or it seems they only don't listen to you, you don't take it personally. You should remind yourself that your kids are still learning and they're not going to be perfect.25. What is the most likely topic of the passage? 选项： A:The Art of Parenting B:The Learning Kids C:The Yelling Parents

15.Fashion designing may sometime require you to get some influence from the cultural and social society you live in. The Internet could be your greatest asset as it will help you get an idea of what the current trends are. So if you're one of those people who knows just whatexactly you're going to do when it comes to tashion design, you can start oft by displaying some of your designs on your website. You will actually tind many designers out there whsell most of their products by online dealings only. This will also assist you in growing your business and also help you employ some people to give you a hand in the designing process. Setting up your website will also help you out in enjoying the profits all for yourself.Besides, if you do well in the online fashion market,you can just as easily rent out a place then, which will simply help you to boost the sales of your fashion clothing and apparels.However, you should get the career prospects clear in fashion designing itself now. I mean,you could as well be the leader in charge of supervising a designing team or simply work as part of the designing team. Whatever it is, it calls for you to be creative. You also have to understand how the fashion business works. All of this simply means that if you really starttaking your hobby of fashion design seriously, you are bound to go places. - Which of the following statements is true? 选项： A:Fashion designing requires you to set up your own website. B:The influence from culture will assist you in setting up your online business. C:Current trends help you in growing your business. D:To be creative is essential for both designing team leaders and team workers.

16. Go！The Vehicle Your __________ personal voyage is unique to you. Every student has a unique destination and a__________ way of getting there. It’s time to step into your future. If you know exactly what you want to do, you may take a fast one-way track to your destination.You will be able to be able to ____________ coureses, activities, work and service experience and a posthigh school education that directly supports your personal and career goals. If you have some____________________ about what you want to do, but don’t know for sure, you maychoose a more fl uid way to navigate. You can make several stops along the way. Trying new things todecide what you like and don’t like. You can choose courses, learning experiences and post high schooloptions that __________ multiple areas of interest. If you have no idea where you are __________, you can benefit by observing the landscape. Makingsure you know all options available to you. You’ll want to look for experiences and post high schooloptions that will help you decide on your destination.

17.If you ever need help saving money on car insurance, contact your local GEICO office. You'll get the great rates from GEICO. And they'll help make sure you receive all the discounts and special benefits you deserve. Your local GEICO office can help you find coverage (保险范围) for almost anything you own. We offer coverage for your motorcycle, ATV, boat or RV. GEICO has been saving people money for more than 75 years and is the second-largest personal auto insurance in the country, insuring over 21 million drivers. You can go to www.geico.com to report a claim, schedule an appointment, even view your estimate (估算) and photos of the damage. And when you take your car to a GEICO-approved shop, the claim repairs are guaranteed for as long as you own your vehicle.Why are you advised to contact your local GEICO office?It will help you save money on__1__. How can GEICO help you save money? It helps you receive__2__and special benefits you deserve. How long has GEICO been in operation? For more than__3__. How many drivers have been insured by GEICO?More than__4__. How can you report your claim? By visiting__5__. (5.0)

18.There are 1passages in this part.Thepassage is followed by some questions or unfinished statements.For each of them there are four choices marked A),B),C)and D).You should decide on the best choice.passage:During college,a student tends to take money for granted because of all the excitement generated by the activities,studying and hanging out with friends.You would not want to put yourself in debt or overspend your allowance.That is why you need to keep a close watch of your spending habits.Here is an easy guide to follow on how a college student can save up those hard-earned bucks.First,make a list of your expenses.By now,you should know how much money you expect to have for each week or month that you have classes.The money that you will live on could be from your parents,your part-time work or a student loan.List down your spending essentials like food,school supplies and books.This should give you an idea of how much you would get to spend each week.Do not forget to save some petty cash for unexpected expenses.Second,avoid using your credit or debit cards.It would be easier if you do not have a credit or a debit card with you all the time.Just keep them handy for a big expense that you really do not have cash for.For small items that you need to purchase,it is better to still use the cash that you have with you to keep yourself from overspending.Third,eat well.Eating out a lot might save you time but it will definitely not save you money.In the long run,it will be more costly for you to eat each meal at fast food restaurants.Instead,you can spend your food money on groceries and you can just eat in your dorm or apartment;and even pack your lunch when you have classes.With the right meal-planning,you would not just save money,but you would also get to eat healthier.Fourth,treat yourself once in a while.By following this guide and keeping your luxury items to a minimum,you can save yourself a lot of money while studying for college.Who knows?You might even save enough to buy yourself a big item that otherwise,you would not even have the money for

19.As a speaker, you should show your audience that you are an “expert” by adding a lot difficult information in your speech.A、对B、错

20. Fashion designing may sometime require you to get some influence from the cultural and social society you live in. The Internet could be your greatest asset as it will help you get an idea of what the current trends are. So if you're one of those people who knows just what exactly you're going to do when it comes to fashion design, you can start off by displaying some of your designs on your website. You will actually find many designers out there who sell most of their products by online dealings only. This will also assist you in growing your business and also help you employ some people to give you a hand in the designing process. Setting up your website will also help you out in enjoying the profits all for yourself. Besides, if you do well in the online fashion market, you can just as easily rent out a place then, which will simply help you to boost the sales of your fashion clothing and apparels. However, you should get the career prospects clear in fashion designing itself now. I mean. you could as well be the leader in charge of supervising a designing team or simply work as part of the designing team. Whatever it is, it calls for you to be creative. You also have to understand how the fashion business works. All of this simply means that if you really start taking your hobby of fashion design seriously, you are bound to go places.